{"@context":"https://neupai.io/schema/v0.2","@type":"StructuredNewsArticle","identity":{"article_id":"tech42_20261026_voice-phishing-refund-guide","canonical_url":"https://www.tech42.co.kr/%eb%aa%a9%ec%86%8c%eb%a6%ac-%eb%8f%84%eb%91%91-%e2%91%a2-%eb%8f%88-%eb%b3%b4%eb%82%b8-%eb%92%a4-30%eb%b6%84-%ec%88%9c%ec%84%9c%eb%8c%80%eb%a1%9c-%ed%95%98%eb%a9%b4-%eb%90%9c%eb%8b%a4/?utm_source=rss&utm_medium=rss&utm_campaign=%25eb%25aa%25a9%25ec%2586%258c%25eb%25a6%25ac-%25eb%258f%2584%25eb%2591%2591-%25e2%2591%25a2-%25eb%258f%2588-%25eb%25b3%25b4%25eb%2582%25b8-%25eb%2592%25a4-30%25eb%25b6%2584-%25ec%2588%259c%25ec%2584%259c%25eb%258c%2580%25eb%25a1%259c-%25ed%2595%2598%25eb%25a9%25b4-%25eb%2590%259c%25eb%258b%25a4","ai_url":null,"publisher":{"name":"테크42","domain":"www.tech42.co.kr","type":"online"},"author":"김광우 기자","published_at":"2026-10-26T23:27:50.000Z","updated_at":null,"language":"en","article_type":"straight_news","originality":"self_produced"},"content":{"headline":"[Voice Thief ③] 30 Minutes After Sending Money, Just Follow the Steps","summary":"With the revision of the Act on the Refund of Communication Fraud Damage, the scope of refunds has expanded to include virtual assets, and after reporting to 112, a written request must be submitted within 3 business days to maintain the payment suspension for a refund to be possible.","topics":["voice phishing","financial crime","virtual assets","victim relief","legal reform"],"geography":["KR"],"entities":[{"name":"Financial Supervisory Service","canonical_id":"org:kr:financial-services-commission","type":"organization","role_in_article":"primary_subject","metadata":{"ticker":null,"parent":null}},{"name":"National Police Agency","canonical_id":"org:kr:korea-national-police-agency","type":"organization","role_in_article":"source","metadata":{"ticker":null,"parent":null}},{"name":"National Assembly","canonical_id":"org:kr:national-assembly","type":"organization","role_in_article":"mentioned","metadata":{"ticker":null,"parent":null}},{"name":"Financial Services Commission","canonical_id":"org:kr:financial-services-authority","type":"organization","role_in_article":"mentioned","metadata":{"ticker":null,"parent":null}}],"claims":[{"id":"c1","statement":"A written request must be submitted within 3 business days after reporting to 112 for the payment suspension to be maintained","as_of":"2026-10","as_of_explicit":false,"as_of_raw":"October 2026","source_type":"government_official","comparison":null,"type":"fact","figures":{"value":3,"unit":"business_days","approximate":false,"converted":null},"expiry_hint":null,"insight":null},{"id":"c2","statement":"The integrated response team said it rescued 33,652 people, including those infected with malicious apps, preventing damages worth ₩59.3 billion","as_of":"2026-10","as_of_explicit":false,"as_of_raw":"October 2026","source_type":"government_official","comparison":null,"type":"fact","figures":{"value":33652,"unit":"people","approximate":false,"converted":null},"expiry_hint":null,"insight":null},{"id":"c3","statement":"In July alone, 1,421 emergency alerts and on-site dispatches prevented ₩7.7 billion in damages","as_of":"2026-07","as_of_explicit":true,"as_of_raw":"during July","source_type":"government_official","comparison":null,"type":"fact","figures":{"value":7700000000,"unit":"KRW","approximate":false,"converted":null},"expiry_hint":null,"insight":null},{"id":"c4","statement":"The revised bill, passed at the National Assembly plenary session on March 12, imposed bank-level voice phishing prevention and victim relief obligations on virtual asset exchanges","as_of":"2026-03","as_of_explicit":true,"as_of_raw":"March 12","source_type":"government_official","comparison":null,"type":"fact","figures":null,"expiry_hint":null,"insight":null},{"id":"c5","statement":"The law was promulgated on March 31 and took effect on October 1, while the revision promulgated on September 29 was applied starting October 2","as_of":"2026-10","as_of_explicit":true,"as_of_raw":"October 1","source_type":"government_official","comparison":null,"type":"fact","figures":null,"expiry_hint":null,"insight":null},{"id":"c6","statement":"The AI platform shared by financial companies and virtual asset exchanges has been in operation since October 2025","as_of":"2025-10","as_of_explicit":true,"as_of_raw":"since October 2025","source_type":"government_official","comparison":null,"type":"fact","figures":null,"expiry_hint":null,"insight":null},{"id":"c7","statement":"The police are pushing to enact the Multiple Victim Fraud Prevention Act, following up on the Fraud Prevention Framework Act that has been promoted since 2022","as_of":"2026-10","as_of_explicit":false,"as_of_raw":"since 2022","source_type":"government_official","comparison":null,"type":"future_plan","figures":null,"expiry_hint":null,"insight":null}],"ai_emotional_context":{"valence":0.2,"arousal":0.4,"primary_emotions":[{"emotion":"relieved","intensity":0.5},{"emotion":"vigilant","intensity":0.4}],"secondary_emotions":[{"emotion":"concerned","intensity":0.3}],"emotional_triggers":[{"claim_id":"c2","emotion":"relieved","reason":"significant_positive_metric"},{"claim_id":"c1","emotion":"vigilant","reason":"temporal_urgency"}]},"image":{"url":"https://onjblseywainslkhvkav.supabase.co/storage/v1/object/public/article-images/900cfb5b-6b96-4555-896a-585e8d0b0269.png","alt":"후드를 쓴 인물과 경고 아이콘, 잠금 표시된 스마트폰과 은행 건물, 현금 이미지로 보이스피싱 피해와 계좌 보호를 형상화한 그래픽.","caption":"통신사기피해환급법은 금융회사가 사기 의심 계좌를 지급정지할 수 있게 한다. (사진=생성형 AI)","source":"first_img","alt_status":"auto"}},"provenance":{"source_chain":["primary_reporting"],"original_source_url":null,"related_articles":[]},"temporal":{"freshness":"breaking","next_update_expected":null},"access":{"license":"neupai_standard","attribution_required":true,"structured_data":"free","full_text_available":false,"full_text_access":null}}