{"@context":"https://neupai.io/schema/v0.2","@type":"StructuredNewsArticle","identity":{"article_id":"tech42_20261026_voice-phishing-refund-guide","canonical_url":"https://www.tech42.co.kr/%eb%aa%a9%ec%86%8c%eb%a6%ac-%eb%8f%84%eb%91%91-%e2%91%a2-%eb%8f%88-%eb%b3%b4%eb%82%b8-%eb%92%a4-30%eb%b6%84-%ec%88%9c%ec%84%9c%eb%8c%80%eb%a1%9c-%ed%95%98%eb%a9%b4-%eb%90%9c%eb%8b%a4/?utm_source=rss&utm_medium=rss&utm_campaign=%25eb%25aa%25a9%25ec%2586%258c%25eb%25a6%25ac-%25eb%258f%2584%25eb%2591%2591-%25e2%2591%25a2-%25eb%258f%2588-%25eb%25b3%25b4%25eb%2582%25b8-%25eb%2592%25a4-30%25eb%25b6%2584-%25ec%2588%259c%25ec%2584%259c%25eb%258c%2580%25eb%25a1%259c-%25ed%2595%2598%25eb%25a9%25b4-%25eb%2590%259c%25eb%258b%25a4","ai_url":null,"publisher":{"name":"테크42","domain":"www.tech42.co.kr","type":"online"},"author":"김광우 기자","published_at":"2026-10-26T23:27:50.000Z","updated_at":null,"language":"ko","article_type":"straight_news","originality":"self_produced"},"content":{"headline":"[목소리 도둑 ③] 돈 보낸 뒤 30분, 순서대로 하면 된다","summary":"통신사기피해환급법 개정으로 가상자산까지 피해금 환급 대상이 확대되었으며, 112 신고 후 3영업일 내 서면 요청을 통해 지급정지를 유지해야 환급이 가능하다.","topics":["보이스피싱","금융범죄","가상자산","피해구제","법률개정"],"geography":["KR"],"entities":[{"name":"금융감독원","canonical_id":"org:kr:financial-services-commission","type":"organization","role_in_article":"primary_subject","metadata":{"ticker":null,"parent":null}},{"name":"경찰청","canonical_id":"org:kr:korea-national-police-agency","type":"organization","role_in_article":"source","metadata":{"ticker":null,"parent":null}},{"name":"국회","canonical_id":"org:kr:national-assembly","type":"organization","role_in_article":"mentioned","metadata":{"ticker":null,"parent":null}},{"name":"금융위원회","canonical_id":"org:kr:financial-services-authority","type":"organization","role_in_article":"mentioned","metadata":{"ticker":null,"parent":null}}],"claims":[{"id":"c1","statement":"112 신고 뒤 3영업일 안에 서면 요청을 내야 지급정지가 유지된다","as_of":"2026-10","as_of_explicit":false,"as_of_raw":"2026년 10월","source_type":"government_official","comparison":null,"type":"fact","figures":{"value":3,"unit":"business_days","approximate":false,"converted":null},"expiry_hint":null,"insight":null},{"id":"c2","statement":"통합대응단은 악성 앱 감염자 등 3만3,652명을 구제해 593억원 상당의 피해를 예방했다고 밝혔다","as_of":"2026-10","as_of_explicit":false,"as_of_raw":"2026년 10월","source_type":"government_official","comparison":null,"type":"fact","figures":{"value":33652,"unit":"people","approximate":false,"converted":null},"expiry_hint":null,"insight":null},{"id":"c3","statement":"7월 한 달간 긴급 알림과 현장 출동 1,421회로 막아낸 금액은 77억원이다","as_of":"2026-07","as_of_explicit":true,"as_of_raw":"7월 한 달간","source_type":"government_official","comparison":null,"type":"fact","figures":{"value":7700000000,"unit":"KRW","approximate":false,"converted":null},"expiry_hint":null,"insight":null},{"id":"c4","statement":"3월 12일 국회 본회의를 통과한 개정안은 가상자산거래소에 은행과 같은 수준의 보이스피싱 방지와 피해구제 의무를 지웠다","as_of":"2026-03","as_of_explicit":true,"as_of_raw":"3월 12일","source_type":"government_official","comparison":null,"type":"fact","figures":null,"expiry_hint":null,"insight":null},{"id":"c5","statement":"법은 3월 31일 공포돼 10월 1일 시행됐고, 9월 29일 공포된 개정은 10월 2일부터 적용됐다","as_of":"2026-10","as_of_explicit":true,"as_of_raw":"10월 1일","source_type":"government_official","comparison":null,"type":"fact","figures":null,"expiry_hint":null,"insight":null},{"id":"c6","statement":"금융회사와 가상자산거래소가 공유하는 AI 플랫폼은 2025년 10월부터 운영 중이다","as_of":"2025-10","as_of_explicit":true,"as_of_raw":"2025년 10월부터","source_type":"government_official","comparison":null,"type":"fact","figures":null,"expiry_hint":null,"insight":null},{"id":"c7","statement":"경찰이 2022년부터 추진해 온 사기방지기본법을 잇는 다중피해사기방지법 제정을 추진하고 있다","as_of":"2026-10","as_of_explicit":false,"as_of_raw":"2022년부터","source_type":"government_official","comparison":null,"type":"future_plan","figures":null,"expiry_hint":null,"insight":null}],"ai_emotional_context":{"valence":0.2,"arousal":0.4,"primary_emotions":[{"emotion":"relieved","intensity":0.5},{"emotion":"vigilant","intensity":0.4}],"secondary_emotions":[{"emotion":"concerned","intensity":0.3}],"emotional_triggers":[{"claim_id":"c2","emotion":"relieved","reason":"significant_positive_metric"},{"claim_id":"c1","emotion":"vigilant","reason":"temporal_urgency"}]},"image":{"url":"https://onjblseywainslkhvkav.supabase.co/storage/v1/object/public/article-images/900cfb5b-6b96-4555-896a-585e8d0b0269.png","alt":"후드를 쓴 인물과 경고 아이콘, 잠금 표시된 스마트폰과 은행 건물, 현금 이미지로 보이스피싱 피해와 계좌 보호를 형상화한 그래픽.","caption":"통신사기피해환급법은 금융회사가 사기 의심 계좌를 지급정지할 수 있게 한다. (사진=생성형 AI)","source":"first_img","alt_status":"auto"}},"provenance":{"source_chain":["primary_reporting"],"original_source_url":null,"related_articles":[]},"temporal":{"freshness":"breaking","next_update_expected":null},"access":{"license":"neupai_standard","attribution_required":true,"structured_data":"free","full_text_available":false,"full_text_access":null}}