{"@type":"StructuredNewsArticle","access":{"license":"neupai_standard","structured_data":"free","full_text_access":null,"full_text_available":false,"attribution_required":true},"content":{"claims":[{"id":"c1","type":"fact","as_of":"2026-04","figures":null,"insight":null,"as_of_raw":"2026년 4월","statement":"약 21만건 이상의 원천 데이터를 정제·가공해 4만명 규모의 임차인 데이터를 구축했다","comparison":null,"expiry_hint":null,"source_type":"company_disclosure","as_of_explicit":false},{"id":"c2","type":"fact","as_of":"2026-04","figures":null,"insight":null,"as_of_raw":"2026년 4월","statement":"4만명 규모의 임차인 데이터를 구축했다","comparison":null,"expiry_hint":null,"source_type":"company_disclosure","as_of_explicit":false},{"id":"c3","type":"fact","as_of":"2026-04","figures":null,"insight":null,"as_of_raw":"2026년 4월","statement":"약 2만7000명의 유효 데이터를 기반으로 신용평가 모델을 개발했다","comparison":null,"expiry_hint":null,"source_type":"company_disclosure","as_of_explicit":false},{"id":"c4","type":"fact","as_of":"2015","figures":null,"insight":null,"as_of_raw":"2015년","statement":"마미코스는 2015년 설립된 인도네시아 온라인 주거 임대 플랫폼이다","comparison":null,"expiry_hint":null,"source_type":"company_disclosure","as_of_explicit":true},{"id":"c5","type":"fact","as_of":"2026-04","figures":null,"insight":null,"as_of_raw":"2026년 4월","statement":"월간 이용자는 600만명 이상이다","comparison":null,"expiry_hint":null,"source_type":"company_disclosure","as_of_explicit":false},{"id":"c6","type":"fact","as_of":"2026-04","figures":null,"insight":null,"as_of_raw":"현재","statement":"현재 150개 도시에서 300만개 이상의 객실과 20만개 이상의 매물을 보유하고 있다","comparison":null,"expiry_hint":null,"source_type":"company_disclosure","as_of_explicit":false},{"id":"c7","type":"fact","as_of":"2026-04","figures":null,"insight":null,"as_of_raw":"현재","statement":"300만개 이상의 객실을 보유하고 있다","comparison":null,"expiry_hint":null,"source_type":"company_disclosure","as_of_explicit":false},{"id":"c8","type":"fact","as_of":"2026-04","figures":null,"insight":null,"as_of_raw":"현재","statement":"20만개 이상의 매물을 보유하고 있다","comparison":null,"expiry_hint":null,"source_type":"company_disclosure","as_of_explicit":false},{"id":"c9","type":"fact","as_of":"2026-04","figures":null,"insight":null,"as_of_raw":"2026년 4월","statement":"'2일 이상 연체'를 기준으로 재현율이 약 95%를 기록했다","comparison":null,"expiry_hint":null,"source_type":"company_disclosure","as_of_explicit":false},{"id":"c10","type":"fact","as_of":"2015","figures":null,"insight":null,"as_of_raw":"2015년","statement":"PFCT는 2015년 설립된 AI 기술금융사다","comparison":null,"expiry_hint":null,"source_type":"company_disclosure","as_of_explicit":true},{"id":"c11","type":"fact","as_of":"2026-04","figures":null,"insight":null,"as_of_raw":"2026년 4월 기준","statement":"2026년 4월 기준 누적 투자금은 약 145억원이다","comparison":null,"expiry_hint":null,"source_type":"company_disclosure","as_of_explicit":true},{"id":"c12","type":"future_plan","as_of":"2026-04","figures":null,"insight":null,"as_of_raw":"향후","statement":"향후 프롭테크뿐 아니라 이커머스, 모빌리티 등 다양한 플랫폼 데이터와 결합해 글로벌 시장에서 활용 가능한 신용평가 모델을 확장해 나갈 계획이다","comparison":null,"expiry_hint":null,"source_type":"company_plan","as_of_explicit":false}],"topics":["AI","핀테크","신용평가","프롭테크","동남아시아"],"summary":"AI 기술금융사 PFCT가 인도네시아 프롭테크 마미코스와 협력해 월세 납부 데이터 기반 AI 신용평가 모델을 개발했다. 약 21만건의 임대 데이터를 활용해 4만명 임차인 데이터셋을 구축하고 95% 재현율을 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