{"@context":"https://neupai.io/schema/v0.2","@type":"StructuredNewsArticle","identity":{"article_id":"tech42_20260803_local-commerce-digital-platforms","canonical_url":"https://www.tech42.co.kr/%ea%b3%a8%eb%aa%a9-%ec%83%81%ea%b6%8c-%eb%94%94%ec%a7%80%ed%84%b8%ec%9d%b4-%eb%8b%b5%ec%9d%bc%ea%b9%8cit-%ed%94%8c%eb%9e%ab%ed%8f%bc%ec%9d%98-%eb%91%90-%ec%96%bc%ea%b5%b4/?utm_source=rss&utm_medium=rss&utm_campaign=%25ea%25b3%25a8%25eb%25aa%25a9-%25ec%2583%2581%25ea%25b6%258c-%25eb%2594%2594%25ec%25a7%2580%25ed%2584%25b8%25ec%259d%25b4-%25eb%258b%25b5%25ec%259d%25bc%25ea%25b9%258cit-%25ed%2594%258c%25eb%259e%25ab%25ed%258f%25bc%25ec%259d%2598-%25eb%2591%2590-%25ec%2596%25bc%25ea%25b5%25b4","ai_url":null,"publisher":{"name":"테크42","domain":"www.tech42.co.kr","type":"online"},"author":"김광우 기자","published_at":"2026-08-03T22:59:49.000Z","updated_at":null,"language":"en","article_type":"analysis","originality":"self_produced"},"content":{"headline":"Is Digital the Answer for Neighborhood Commercial Districts?...The Two Faces of IT Platforms","summary":"This analysis examines the positive effects of IT platforms such as local currencies and delivery apps on neighborhood commercial districts, along with regional disparities and platform dependency issues, shedding light on the shift in small business policy direction for 2026.","topics":["small business owners","local currency","delivery apps","traditional markets","digital transformation","government policy"],"geography":["KR"],"entities":[{"name":"Busan Development Institute","canonical_id":"org:kr:busan-research-institute","type":"organization","role_in_article":"source","metadata":{"ticker":null,"parent":null}},{"name":"Baemin","canonical_id":"corp:kr:baedal-minjok","type":"company","role_in_article":"primary_subject","metadata":{"ticker":null,"parent":"corp:kr:uplus"}},{"name":"Coupang Eats","canonical_id":"corp:kr:coupang-eats","type":"company","role_in_article":"mentioned","metadata":{"ticker":null,"parent":"corp:kr:coupang"}},{"name":"Gyeonggi Province","canonical_id":"location:kr:gyeonggi-do","type":"location","role_in_article":"mentioned","metadata":{"ticker":null,"parent":null}},{"name":"Seoul","canonical_id":"location:kr:seoul","type":"location","role_in_article":"mentioned","metadata":{"ticker":null,"parent":null}},{"name":"Jeollanam-do","canonical_id":"location:kr:jeollanam-do","type":"location","role_in_article":"mentioned","metadata":{"ticker":null,"parent":null}},{"name":"Ministry of SMEs and Startups","canonical_id":"org:kr:ministry-of-sme-and-startups","type":"organization","role_in_article":"source","metadata":{"ticker":null,"parent":null}},{"name":"Korea Small Business Distribution Service","canonical_id":"org:kr:sme-market-development-corporation","type":"organization","role_in_article":"source","metadata":{"ticker":null,"parent":null}},{"name":"Lee Jong-woo","canonical_id":"person:kr:lee-jong-woo","type":"person","role_in_article":"quoted","metadata":{"ticker":null,"parent":null}},{"name":"Namseoul University","canonical_id":"org:kr:namseoul-university","type":"organization","role_in_article":"mentioned","metadata":{"ticker":null,"parent":null}},{"name":"Musinsa","canonical_id":"corp:kr:musinsa","type":"company","role_in_article":"mentioned","metadata":{"ticker":null,"parent":null}},{"name":"Kakao","canonical_id":"corp:kr:kakao","type":"company","role_in_article":"mentioned","metadata":{"ticker":"37730.KS","parent":null}},{"name":"Pohang Yeonil Traditional Market","canonical_id":"location:kr:pohang-yeonil-traditional-market","type":"location","role_in_article":"mentioned","metadata":{"ticker":null,"parent":null}},{"name":"Song Sun-ho","canonical_id":"person:kr:song-sun-ho","type":"person","role_in_article":"mentioned","metadata":{"ticker":null,"parent":null}}],"claims":[{"id":"c1","statement":"According to a 2021 survey by the Busan Development Institute, the economic effect of local currency generated 2.56 times more consumption compared to equivalent general budget spending","as_of":"2021","as_of_explicit":true,"as_of_raw":"2021","source_type":"research_paper","comparison":"general_budget_input","type":"fact","figures":{"value":2.56,"unit":"ratio","approximate":false,"converted":null},"expiry_hint":null,"insight":null},{"id":"c2","statement":"78% of Dongbaek-jeon users said the local currency helped their spending","as_of":"2021","as_of_explicit":false,"as_of_raw":"2021","source_type":"research_paper","comparison":null,"type":"fact","figures":{"value":78,"unit":"%","approximate":false,"converted":null},"expiry_hint":null,"insight":null},{"id":"c3","statement":"Sales of Onnuri gift certificates increased more than threefold over a decade, from ₩831.5 billion in 2015 to ₩2.6732 trillion in 2024","as_of":"2024","as_of_explicit":true,"as_of_raw":"2024","source_type":"government_official","comparison":"previous_year_same_period","type":"fact","figures":{"value":2673200000000,"unit":"KRW","approximate":false,"converted":null},"expiry_hint":null,"insight":null},{"id":"c4","statement":"According to panel data analysis by province from 2010 to 2022, the issuance amount of local currency had a statistically significant positive effect on credit card approval amounts","as_of":"2022","as_of_explicit":true,"as_of_raw":"from 2010 to 2022","source_type":"research_paper","comparison":null,"type":"fact","figures":null,"expiry_hint":null,"insight":null},{"id":"c5","statement":"As of July 2025, metropolitan areas such as Seoul and Gyeonggi had 24,187 and 22,089 affiliated stores respectively, while Jeollanam-do had only 5,943","as_of":"2025-07","as_of_explicit":true,"as_of_raw":"as of July 2025","source_type":"government_official","comparison":null,"type":"fact","figures":{"value":24187,"unit":"count","approximate":false,"converted":null},"expiry_hint":null,"insight":null},{"id":"c6","statement":"Starting March 1, 2026, the local currency discount rate was lowered from 10% to 7%","as_of":"2026-03-01","as_of_explicit":true,"as_of_raw":"from March 1, 2026","source_type":"government_official","comparison":null,"type":"fact","figures":{"value":7,"unit":"%","approximate":false,"converted":null},"expiry_hint":null,"insight":null},{"id":"c7","statement":"The government decided to adjust local currency affiliation criteria to stores with annual sales of ₩3 billion or less","as_of":"2026","as_of_explicit":false,"as_of_raw":"2026","source_type":"government_official","comparison":null,"type":"future_plan","figures":{"value":3000000000,"unit":"KRW","approximate":false,"converted":null},"expiry_hint":"2026-12","insight":null},{"id":"c8","statement":"Baemin brought the Majang-dong Livestock Market onto its platform last December, achieving delivery within 2 hours of ordering","as_of":"2025-12","as_of_explicit":false,"as_of_raw":"last December","source_type":"company_disclosure","comparison":null,"type":"fact","figures":{"value":2,"unit":"hours","approximate":false,"converted":null},"expiry_hint":null,"insight":null},{"id":"c9","statement":"Baemin's B Mart has onboarded about 60 local small-scale breweries, expanding sales of traditional liquor","as_of":"2026","as_of_explicit":false,"as_of_raw":"2026","source_type":"company_disclosure","comparison":null,"type":"fact","figures":{"value":60,"unit":"count","approximate":true,"converted":null},"expiry_hint":null,"insight":null},{"id":"c10","statement":"The government plans to discover 10,000 youth-led local startups and nurture 1,000 of them into local enterprises","as_of":"2026","as_of_explicit":true,"as_of_raw":"2026","source_type":"government_official","comparison":null,"type":"future_plan","figures":{"value":10000,"unit":"count","approximate":false,"converted":null},"expiry_hint":"2026-12","insight":null},{"id":"c11","statement":"The government decided to expand the proportion of regional support for local startups to up to 90%","as_of":"2026","as_of_explicit":true,"as_of_raw":"2026","source_type":"government_official","comparison":null,"type":"future_plan","figures":{"value":90,"unit":"%","approximate":false,"converted":null},"expiry_hint":"2026-12","insight":null},{"id":"c12","statement":"The government plans to combine K-culture with inbound tourism to create 17 glocal commercial districts and 50 local hub commercial districts by 2030","as_of":"2030","as_of_explicit":true,"as_of_raw":"by 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program","as_of":"2026","as_of_explicit":true,"as_of_raw":"2026","source_type":"government_official","comparison":null,"type":"future_plan","figures":{"value":70,"unit":"%","approximate":false,"converted":null},"expiry_hint":"2026-12","insight":null},{"id":"c15","statement":"Purchase-type smart store technology support provides up to ₩5 million for general technology, while barrier-free unmanned information kiosks had their support limit expanded to ₩7 million","as_of":"2026","as_of_explicit":true,"as_of_raw":"2026","source_type":"government_official","comparison":null,"type":"future_plan","figures":{"value":5000000,"unit":"KRW","approximate":false,"converted":null},"expiry_hint":"2026-12","insight":null},{"id":"c16","statement":"Rental-type smart store technology support provides up to ₩3.5 million per year (up to 2 years), and software-type support provides up to ₩300,000 per year (up to 2 years)","as_of":"2026","as_of_explicit":true,"as_of_raw":"2026","source_type":"government_official","comparison":null,"type":"future_plan","figures":{"value":3500000,"unit":"KRW","approximate":false,"converted":null},"expiry_hint":"2026-12","insight":null},{"id":"c17","statement":"For business owners with disabilities, simplified taxpayers, and solo self-employed individuals, the national funding support ratio is expanded to 60-80%","as_of":"2026","as_of_explicit":true,"as_of_raw":"2026","source_type":"government_official","comparison":null,"type":"future_plan","figures":{"value":80,"unit":"%","approximate":false,"converted":null},"expiry_hint":"2026-12","insight":null},{"id":"c18","statement":"Pohang Yeonil Traditional Market was selected as a culture-tourism-type traditional market in the 2026 traditional market and shopping district revitalization support project 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