{"@type":"StructuredNewsArticle","access":{"license":"neupai_standard","structured_data":"free","full_text_access":null,"full_text_available":false,"attribution_required":true},"content":{"claims":[{"id":"c1","type":"fact","as_of":"2026","figures":null,"insight":null,"as_of_raw":"현재","statement":"신차 10대 중 9대는 이미 텔레매틱스를 장착하고 있다","comparison":null,"expiry_hint":null,"source_type":"journalist_analysis","as_of_explicit":false},{"id":"c2","type":"fact","as_of":"2026","figures":null,"insight":null,"as_of_raw":"현재","statement":"KB손해보험은 95점 이상·29세 이하 조건에서 최대 27.8%의 할인을 제공한다","comparison":null,"expiry_hint":null,"source_type":"company_disclosure","as_of_explicit":false},{"id":"c3","type":"fact","as_of":"2026","figures":null,"insight":null,"as_of_raw":"현재","statement":"DB손해보험은 동일 조건에서 최대 28.4%의 할인을 제공한다","comparison":null,"expiry_hint":null,"source_type":"company_disclosure","as_of_explicit":false},{"id":"c4","type":"fact","as_of":"2026","figures":null,"insight":null,"as_of_raw":"현재","statement":"현재 도로를 달리는 신차의 약 90%가 운전자 행동 데이터를 수집하고 있다","comparison":null,"expiry_hint":null,"source_type":"research_paper","as_of_explicit":false},{"id":"c5","type":"fact","as_of":"2026","figures":null,"insight":null,"as_of_raw":"최근","statement":"개인정보보호위원회는 4개 보험사에 총 92억 원의 과징금을 부과했다","comparison":null,"expiry_hint":null,"source_type":"government_official","as_of_explicit":false},{"id":"c6","type":"fact","as_of":"2018","figures":null,"insight":null,"as_of_raw":"2018년 기준","statement":"2018년 기준 개인용 평균 자동차보험료는 미국 89만 5천 원, 영국 71만 8천 원, 독일 70만 6천 원, 한국 63만 5천 원, 일본 52만 1천 원이다","comparison":null,"expiry_hint":null,"source_type":"research_paper","as_of_explicit":true},{"id":"c7","type":"fact","as_of":"2019","figures":null,"insight":null,"as_of_raw":"2011년부터 2019년까지","statement":"2011년부터 2019년까지 한국은 대당 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있다.","entities":[{"name":"보험개발원","type":"organization","metadata":{"parent":null,"ticker":null},"canonical_id":"org:kr:korea-insurance-development-institute","role_in_article":"primary_subject"},{"name":"금융위원회","type":"organization","metadata":{"parent":null,"ticker":null},"canonical_id":"org:kr:financial-services-commission","role_in_article":"mentioned"},{"name":"KB손해보험","type":"company","metadata":{"parent":null,"ticker":null},"canonical_id":"corp:kr:kb-insurance","role_in_article":"mentioned"},{"name":"DB손해보험","type":"company","metadata":{"parent":null,"ticker":null},"canonical_id":"corp:kr:db-insurance","role_in_article":"mentioned"},{"name":"캐롯손해보험","type":"company","metadata":{"parent":null,"ticker":null},"canonical_id":"corp:kr:carrot-general-insurance","role_in_article":"mentioned"},{"name":"제너럴모터스","type":"company","metadata":{"parent":null,"ticker":null},"canonical_id":"corp:us:general-motors","role_in_article":"mentioned"},{"name":"토스","type":"company","metadata":{"parent":null,"ticker":null},"canonical_id":"corp:kr:viva-republica","role_in_article":"mentioned"},{"name":"카카오페이","type":"company","metadata":{"parent":null,"ticker":null},"canonical_id":"corp:kr:kakaopay","role_in_article":"mentioned"},{"name":"현대해상","type":"company","metadata":{"parent":null,"ticker":null},"canonical_id":"corp:kr:hyundai-marine-fire-insurance","role_in_article":"mentioned"},{"name":"개인정보보호위원회","type":"organization","metadata":{"parent":null,"ticker":null},"canonical_id":"org:kr:personal-information-protection-commission","role_in_article":"mentioned"},{"name":"보험연구원","type":"organization","metadata":{"parent":null,"ticker":null},"canonical_id":"org:kr:korea-insurance-research-institute","role_in_article":"source"},{"name":"영국 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