{"@type":"StructuredNewsArticle","access":{"license":"neupai_standard","structured_data":"free","full_text_access":null,"full_text_available":false,"attribution_required":true},"content":{"claims":[{"id":"c1","type":"fact","as_of":"2026-04","figures":null,"insight":null,"as_of_raw":"April 2026","statement":"Processed and refined over 210,000 raw data points to build tenant data for 40,000 people","comparison":null,"expiry_hint":null,"source_type":"company_disclosure","as_of_explicit":false},{"id":"c2","type":"fact","as_of":"2026-04","figures":null,"insight":null,"as_of_raw":"April 2026","statement":"Built tenant data for 40,000 people","comparison":null,"expiry_hint":null,"source_type":"company_disclosure","as_of_explicit":false},{"id":"c3","type":"fact","as_of":"2026-04","figures":null,"insight":null,"as_of_raw":"April 2026","statement":"Developed a credit assessment model based on valid data from approximately 27,000 people","comparison":null,"expiry_hint":null,"source_type":"company_disclosure","as_of_explicit":false},{"id":"c4","type":"fact","as_of":"2015","figures":null,"insight":null,"as_of_raw":"2015","statement":"Mamikos is an Indonesian online residential rental platform established in 2015","comparison":null,"expiry_hint":null,"source_type":"journalist_analysis","as_of_explicit":true},{"id":"c5","type":"fact","as_of":"2026-04","figures":null,"insight":null,"as_of_raw":"April 2026","statement":"Monthly users exceed 6 million","comparison":null,"expiry_hint":null,"source_type":"company_disclosure","as_of_explicit":false},{"id":"c6","type":"fact","as_of":"2026-04","figures":null,"insight":null,"as_of_raw":"currently","statement":"Currently owns over 3 million rooms and over 200,000 properties in 150 cities","comparison":null,"expiry_hint":null,"source_type":"company_disclosure","as_of_explicit":false},{"id":"c7","type":"fact","as_of":"2026-04","figures":null,"insight":null,"as_of_raw":"currently","statement":"Owns over 3 million rooms","comparison":null,"expiry_hint":null,"source_type":"company_disclosure","as_of_explicit":false},{"id":"c8","type":"fact","as_of":"2026-04","figures":null,"insight":null,"as_of_raw":"currently","statement":"Owns over 200,000 properties","comparison":null,"expiry_hint":null,"source_type":"company_disclosure","as_of_explicit":false},{"id":"c9","type":"fact","as_of":"2026-04","figures":null,"insight":null,"as_of_raw":"April 2026","statement":"In performance verification, recall rate recorded approximately 95% based on the criteria of 'delinquency of 2 days or more'","comparison":null,"expiry_hint":null,"source_type":"company_disclosure","as_of_explicit":false},{"id":"c10","type":"fact","as_of":"2015","figures":null,"insight":null,"as_of_raw":"2015","statement":"PFCT is an AI fintech company established in 2015","comparison":null,"expiry_hint":null,"source_type":"journalist_analysis","as_of_explicit":true},{"id":"c11","type":"fact","as_of":"2026-04","figures":null,"insight":null,"as_of_raw":"as of April 2026","statement":"Cumulative investment amounts to approximately ₩145.2 billion as of April 2026","comparison":null,"expiry_hint":null,"source_type":"company_disclosure","as_of_explicit":true}],"topics":["ai","credit assessment","fintech","proptech","southeast asia"],"summary":"AI fintech company PFCT announced that it has developed an AI credit assessment model based on rent payment data in collaboration with Indonesian proptech company Mamikos. This is a case that confirms the potential for expanding financial accessibility using non-financial data in the Southeast Asian market where traditional credit information is scarce.","entities":[{"name":"PFCT","type":"company","metadata":{"parent":null,"ticker":null},"canonical_id":"corp:kr:pfct-technologies","role_in_article":"primary_subject"},{"name":"Mamikos","type":"company","metadata":{"parent":null,"ticker":null},"canonical_id":"corp:id:mamikos","role_in_article":"mentioned"},{"name":"Lee Su-hwan","type":"person","metadata":{"parent":null,"ticker":null},"canonical_id":"person:kr:lee-soo-hwan","role_in_article":"quoted"},{"name":"Indonesia","type":"location","metadata":{"parent":null,"ticker":null},"canonical_id":"location:id:indonesia","role_in_article":"mentioned"}],"headline":"PFCT Develops AI Credit Assessment Model Using Southeast Asian Rent Payment Data","geography":["KR","ID"],"ai_emotional_context":{"arousal":0,"valence":0,"primary_emotions":[],"emotional_triggers":[],"secondary_emotions":[]}},"@context":"https://neupai.io/schema/v0.2","identity":{"ai_url":null,"author":"황정호 기자","language":"en","publisher":{"name":"테크42","type":"online","domain":"tech42.co.kr"},"article_id":"tech42_20260430_pfct-southeast-asia-rent-ai-credit-model","updated_at":null,"originality":"self_produced","article_type":"straight_news","published_at":"2026-04-30T01:41:52.000Z","canonical_url":"https://www.tech42.co.kr/pfct-%eb%8f%99%eb%82%a8%ec%95%84-%ec%9b%94%ec%84%b8-%eb%82%a9%eb%b6%80-%eb%8d%b0%ec%9d%b4%ed%84%b0%eb%a1%9c-ai-%ec%8b%a0%ec%9a%a9%ed%8f%89%ea%b0%80-%eb%aa%a8%eb%8d%b8-%ea%b5%ac%ec%b6%95/?utm_source=rss&utm_medium=rss&utm_campaign=pfct-%25eb%258f%2590%25eb%2582%25a8%25ec%2595%2584-%25ec%259b%2594%25ec%2584%25b8-%25eb%2582%25a9%25eb%25b6%2580-%25eb%258d%25b0%25ec%259d%25b4%25ed%2584%25b0%25eb%25a1%259c-ai-%25ec%258b%25a0%25ec%259a%25a9%25ed%258f%2589%25ea%25b0%2580-%25eb%25aa%25a8%25eb%258d%25b8-%25ea%25b5%25ac%25ec%25b6%2595"},"temporal":{"freshness":"recent","next_update_expected":null},"provenance":{"source_chain":["primary_reporting"],"related_articles":[],"original_source_url":null}}