{"@context":"https://neupai.io/schema/v0.2","@type":"StructuredNewsArticle","identity":{"article_id":"tech42_20260727_puffin-financial-education-effect","canonical_url":"https://www.tech42.co.kr/%eb%8f%88-%ea%b7%b8%eb%83%a5-%ec%93%b0%eb%8d%98-%ec%95%84%ec%9d%b4%ea%b0%80-%ea%b3%84%ed%9a%8d-%ec%86%8c%eb%b9%84-%ea%b2%bd%ed%97%98%ed%98%95-%ea%b8%88%ec%9c%b5%ea%b5%90%ec%9c%a1/?utm_source=rss&utm_medium=rss&utm_campaign=%25eb%258f%2588-%25ea%25b7%25b8%25eb%2583%25a5-%25ec%2593%25b0%25eb%258d%2598-%25ec%2595%2584%25ec%259d%25b4%25ea%25b0%2580-%25ea%25b3%2584%25ed%259a%258d-%25ec%2586%258c%25eb%25b9%2584-%25ea%25b2%25bd%25ed%2597%2598%25ed%2598%2595-%25ea%25b8%2588%25ec%259c%25b5%25ea%25b5%2590%25ec%259c%25a1","ai_url":null,"publisher":{"name":"테크42","domain":"www.tech42.co.kr","type":"online"},"author":"김광우 기자","published_at":"2026-07-27T00:12:01.000Z","updated_at":null,"language":"ko","article_type":"straight_news","originality":"self_produced"},"content":{"headline":"\"돈 그냥 쓰던 아이가 계획 소비\"… 경험형 금융교육 효과 확인","summary":"기획재정부와 KDI가 주최한 콘퍼런스에서 발표된 조사에 따르면, 가족 금융 서비스 '퍼핀'을 사용한 청소년 86.2%가 지출 계획 수립 등 소비 습관을 개선한 것으로 나타났다. 학부모 응답에서도 자녀의 지출 조절 및 금융 대화 증가가 확인됐다.","topics":["금융교육","핀테크","청소년","소비행동"],"geography":["KR"],"entities":[{"name":"퍼핀","canonical_id":"product:kr:puffin","type":"product","role_in_article":"primary_subject","metadata":{"ticker":null,"parent":"corp:kr:lemon-tree"}},{"name":"레몬트리","canonical_id":"corp:kr:lemon-tree","type":"company","role_in_article":"source","metadata":{"ticker":null,"parent":null}},{"name":"이민희","canonical_id":"person:kr:lee-min-hee","type":"person","role_in_article":"quoted","metadata":{"ticker":null,"parent":null}},{"name":"기획재정부","canonical_id":"org:kr:ministry-of-economy-and-finance","type":"organization","role_in_article":"mentioned","metadata":{"ticker":null,"parent":null}},{"name":"한국개발연구원","canonical_id":"org:kr:kdi","type":"organization","role_in_article":"mentioned","metadata":{"ticker":null,"parent":null}}],"claims":[{"id":"c1","statement":"2026 경제교육 국제 콘퍼런스에서 퍼핀 이용자 1,900여 명(청소년 1,687명, 학부모 240명)을 대상으로 한 조사가 발표됐다","as_of":"2026-07","as_of_explicit":true,"as_of_raw":"2026 경제교육 국제 콘퍼런스","source_type":"government_official","comparison":null,"type":"fact","figures":{"value":1900,"unit":"명","approximate":true,"converted":null},"expiry_hint":null,"insight":null},{"id":"c2","statement":"퍼핀을 사용한 청소년 86.2%가 지출 전 계획을 수립하고 소비 내역을 점검하며 지출을 관리하게 됐다","as_of":"2026-07","as_of_explicit":false,"as_of_raw":"발표된 실증 조사에 따르면","source_type":"company_disclosure","comparison":null,"type":"fact","figures":{"value":86.2,"unit":"%","approximate":false,"converted":null},"expiry_hint":null,"insight":null},{"id":"c3","statement":"조사에 참여한 학부모 76.2%가 자녀가 스스로 지출 규모를 조절하기 시작했다고 응답했다","as_of":"2026-07","as_of_explicit":false,"as_of_raw":"발표된 실증 조사에 따르면","source_type":"company_disclosure","comparison":null,"type":"fact","figures":{"value":76.2,"unit":"%","approximate":false,"converted":null},"expiry_hint":null,"insight":null},{"id":"c4","statement":"학부모 65.0%가 자녀의 용돈이 조기에 고갈되는 상황이 감소했다고 관찰했다","as_of":"2026-07","as_of_explicit":false,"as_of_raw":"발표된 실증 조사에 따르면","source_type":"company_disclosure","comparison":null,"type":"fact","figures":{"value":65,"unit":"%","approximate":false,"converted":null},"expiry_hint":null,"insight":null},{"id":"c5","statement":"청소년 75.7%가 이자 계산이나 저축과 투자의 개념적 차이를 타인에게 직접 설명할 수 있는 수준에 도달했다고 응답했다","as_of":"2026-07","as_of_explicit":false,"as_of_raw":"발표된 실증 조사에 따르면","source_type":"company_disclosure","comparison":null,"type":"fact","figures":{"value":75.7,"unit":"%","approximate":false,"converted":null},"expiry_hint":null,"insight":null},{"id":"c6","statement":"학부모 72.9%가 자녀의 주요 경제 용어 친숙도가 눈에 띄게 증가했다고 평가했다","as_of":"2026-07","as_of_explicit":false,"as_of_raw":"발표된 실증 조사에 따르면","source_type":"company_disclosure","comparison":null,"type":"fact","figures":{"value":72.9,"unit":"%","approximate":false,"converted":null},"expiry_hint":null,"insight":null},{"id":"c7","statement":"돈에 무관심하던 청소년 72.6%가 저축과 투자로 관심 범위를 넓히며 자금을 용도별로 구분해 관리하기 시작했다","as_of":"2026-07","as_of_explicit":false,"as_of_raw":"발표된 실증 조사에 따르면","source_type":"company_disclosure","comparison":null,"type":"fact","figures":{"value":72.6,"unit":"%","approximate":false,"converted":null},"expiry_hint":null,"insight":null},{"id":"c8","statement":"학부모 70.4%가 자녀와 금융 관련 대화 빈도가 늘어났다고 밝혔다","as_of":"2026-07","as_of_explicit":false,"as_of_raw":"발표된 실증 조사에 따르면","source_type":"company_disclosure","comparison":null,"type":"fact","figures":{"value":70.4,"unit":"%","approximate":false,"converted":null},"expiry_hint":null,"insight":null},{"id":"c9","statement":"금융 대화 주제가 저축(55.8%), 투자(25.8%), 주요 경제 뉴스(16.7%) 등으로 다양화되는 경향을 보였다","as_of":"2026-07","as_of_explicit":false,"as_of_raw":"발표된 실증 조사에 따르면","source_type":"company_disclosure","comparison":null,"type":"fact","figures":{"value":55.8,"unit":"%","approximate":false,"converted":null},"expiry_hint":null,"insight":null}],"ai_emotional_context":{"valence":0.6,"arousal":0.4,"primary_emotions":[{"emotion":"optimistic","intensity":0.7},{"emotion":"hopeful","intensity":0.5}],"secondary_emotions":[{"emotion":"calm","intensity":0.3}],"emotional_triggers":[{"claim_id":"c2","emotion":"optimistic","reason":"significant_positive_metric"},{"claim_id":"c8","emotion":"hopeful","reason":"major_opportunity"}]},"image":{"url":"https://onjblseywainslkhvkav.supabase.co/storage/v1/object/public/article-images/6670b337-987e-4c8e-832e-ce0b28ca1fcd.png","alt":"'퍼핀' 로고와 웃는 눈 모양 캐릭터 이미지, 어린이 금융교육 서비스를 상징함","caption":null,"source":"first_img","alt_status":"auto"}},"provenance":{"source_chain":["primary_reporting"],"original_source_url":null,"related_articles":[]},"temporal":{"freshness":"recent","next_update_expected":null},"access":{"license":"neupai_standard","attribution_required":true,"structured_data":"free","full_text_available":false,"full_text_access":null}}